At Spiritual Web Development, our experience working with clients from many industries has taught us the value of a well-designed website. We’ve learned just how much impact it can have on a company. We know that your website can help your new or growing business expand and attract new customers.

Our website financing allows small and growing businesses to take a critical and valuable step towards their future with the benefit of financing. These website financing terms can enable entrepreneurs to grow their business to the next level without breaking the bank.

Hire a Web Development Team with Little $ Down


Spiritual Web Design looks at each client opportunity as a potential business partnership. In our view, a budget should never get in the way of one’s dreams. That is why our team offers in-house financing opportunities. Due to the increasing number of requests, we have decided to create this website to cater to your financing requests.

Why Apply For Net Terms or Payments?

More Time To Pay

Enjoy 15 days to 6 months to pay after making any purchase for our web development or graphic services.

Centralized Account Management

You’ll have access to your account in one easy to find place so you’re never in the dark.


Manage Invoices

View and download all invoices in a printer-friendly PDF format. We want it to be easy for you to have hard copies for your records.

Increased Spending

Manage and increase your credit lines and spending limits from your dashboard with the click of a button.

Financing FAQs

Get the answers you need to common questions about small business financing and net terms.

What are Net Terms?

Net terms are a specific type of trade credit where the payment is due in full a certain number of days after the item is purchased.

For our net terms, we require a deposit toward the project as we have hard costs with the creation of sites. This amount is anywhere from $250 to 33% of the total. The balance would be due 15, 30 or 45 days later. The payment of the net balance is reported to Dun and Bradstreet and all major credit bureaus.

Who is eligible to apply for Net 30 Terms?
Only the primary account holder is eligible to apply. However, the primary account holder can authorize sub-users under the account to use the credit line.
Do you offer more than 30 days for Net terms?

We offer Net 15, 30 and 45 terms and payment plans of 3, 4 or 5 payments. All of these options require a deposit of $250 or 33% of the project estimate, whichever is greater.

What is the status of my business credit financing?
If you would like to check the status of your Net terms or payments application, please send an e-mail to and include your company name, phone number and the primary account holder’s name in the e-mail. General processing time for applying for a Net 30 terms or a payment account is 1 to 2 business days.
How do I pay my net terms balance or make a payment?
You can make a payment to pay the balance or make a payment via debit or credit card. Payment and balance options will be in your Account Dashboard.
Do you offer personal credit instead of business credit?
At this time, we do not offer personal credit or personal credit reporting options. We will offer this in the near future. You can apply with your social security number instead of your EIN. These payments are reported as a business though.


Fill out the Business Credit Application. Be as thorough as possible to speed up the approval process.


We do not do a credit check, but we do verify information in your application. If your details are accurate, your application has a high chance of being approved.


While we are in the approval process, please take the time to fill out the Build Basics form. This form lets us get to know you and your visions for the site more accurately.


Upon approval, we will ask you to pick the level you require, and to pay the deposit required. Upon receipt of the deposit, you will be assigned a designer and they will begin working with you to get started on the build.

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Questions? Send Us a Message!